Chase | Auto Loan

Chase Auto Loan
4.3
Chase offers auto financing and refinancing with competitive rates for qualified borrowers.

Loan Details

  • Loan Amount $7,500-$100,000
  • APR From 4.19%
  • Min Credit Score 660

Rates by Type

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New Car Used Car Refinancing
APR 5.84% 5.89% 6.29%
Loan Amounts From $7,500 From $7,500 $4,000–$99,999
Loan Terms 12–84 months 12–84 months 12–84 months

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Backed by a major U.S. bank.
  • May offer auto loan options through partner channels.
  • Good for existing Chase customers.
Cons
  • Availability and terms may vary by state and partner.
  • Best rates may require strong credit.
  • Online details may be limited.

Eligibility

To qualify for auto financing with Chase, applicants generally need to meet the following criteria:

  • Be at least 18 years old.
  • Have a valid U.S. address and contact information.
  • Provide proof of income and employment.
  • Maintain a satisfactory credit profile.
  • Meet lender-specific vehicle and loan requirements.

Application

The application process typically starts with reviewing available auto financing options and submitting personal and vehicle information.

1. Check available auto loan options.

Review Chase auto financing or partner lending options based on your credit profile and vehicle needs.

2. Prepare your information.

Gather your personal details, employment information, income, and vehicle information before starting the application.

3. Submit your application.

Complete the online or branch application and provide any supporting documents requested by the lender.

4. Review the offer and finalize.

If approved, review the APR, monthly payment, loan term, and fees before signing the final paperwork.

  • Government-issued ID.
  • Proof of income.
  • Proof of residence.
  • Vehicle information.
  • Insurance information may be required.
  • Additional documents as requested by the lender.

Popular Lenders

  • Capital One
  • Navy Federal
  • Chase
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  • PenFed
  • CarMax
  • TD Bank

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Total Loan Amount
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Loan Terms
months Number range from 1-480
Interest Rate
% Number range from 0-99
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