The rate information for this financing option is currently unavailable. APRs, loan amounts, and loan terms may differ depending on the lender’s underwriting standards, the applicant’s credit profile, income, debt-to-income ratio, and vehicle details. The figures shown on this page are intended for reference only and should not be considered a final offer. Please contact the lender directly or return later for the most accurate and up-to-date information.
To shop through Carvana, you must live in the contiguous U.S.; the service is not available in Alaska or Hawaii. Carvana lists the following qualification requirements:
Borrowers can get prequalified for a loan directly on Carvana's website. The process should take only about two minutes, and since it involves a soft credit pull, your credit score will not be affected. Here is how to begin:
You will need to provide your name and contact information, residential address, date of birth, employment details, and annual income.
If you are matched, you will then be able to review the actual loan terms and monthly payments for vehicles listed for sale on the platform.
Submit an order for the vehicle you want to buy and finish the underwriting process to complete the purchase.