Best Auto Loan Lenders

Auto Approve

4.2
- Get support from a loan representative.
- Add gap insurance or an extended warranty.
- Apply with a co-borrower if needed.
- Get support from a loan representative.
- Add gap insurance or an extended warranty.
- Apply with a co-borrower if needed.
4.99%

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Auto Credit Express

3.2
- Bad credit financing from direct lenders.
- Add a cosigner to get better rates.
- Low income minimums from $1,500 to $2,500.
- Bad credit financing from direct lenders.
- Add a cosigner to get better rates.
- Low income minimums from $1,500 to $2,500.
N/A

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Autopay

4.5
- Explore multiple auto loan options easily.
- Loan terms can stretch up to 96 months.
- Find lenders for many credit levels.
- Explore multiple auto loan options easily.
- Loan terms can stretch up to 96 months.
- Find lenders for many credit levels.
4.85%

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Caribou

4.5
- Compare refinance rates from multiple lenders.
- Add a co-borrower to improve your rate.
- Bundle add-ons like GAP to save money.
- Compare refinance rates from multiple lenders.
- Add a co-borrower to improve your rate.
- Bundle add-ons like GAP to save money.
4.64%

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Carputty

4.4
- Get help buying with the V3 tool.
- Borrow up to $150,000 per vehicle.
- Get preapproved with a soft credit pull.
- Get help buying with the V3 tool.
- Borrow up to $150,000 per vehicle.
- Get preapproved with a soft credit pull.
4.33%

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CarsDirect

3.8
- No service fee to explore loans.
- Wide lender network for many credit profiles.
- Shop for a car while applying for financing.
- No service fee to explore loans.
- Wide lender network for many credit profiles.
- Shop for a car while applying for financing.
N/A

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Carvana

4.3
- 7-day return with money-back guarantee.
- No minimum credit score required.
- Shop, finance, and get delivery in one place.
- 7-day return with money-back guarantee.
- No minimum credit score required.
- Shop, finance, and get delivery in one place.
3.99%

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Fifth Third Bank

3.6
- Get discounts with Fifth Third banking and autopay.
- Choose terms as short as 48 months.
- Borrow from $2,000 up to $80,000.
- Get discounts with Fifth Third banking and autopay.
- Choose terms as short as 48 months.
- Borrow from $2,000 up to $80,000.
N/A

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Gravity Lending

4.4
- No upfront fees when comparing lenders.
- Apply online and upload documents easily.
- Delay payments up to 90 days, with interest.
- No upfront fees when comparing lenders.
- Apply online and upload documents easily.
- Delay payments up to 90 days, with interest.
- Available in all 50 states, with co-borrower options.
3.89%

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iLending

4.5
- Get personalized refinance support.
- Credit scores from 560 may qualify.
- Quick online application in minutes.
- Get personalized refinance support.
- Credit scores from 560 may qualify.
- Quick online application in minutes.
4.99%

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LendingClub

4.1
- No origination fees on auto refinance.
- Apply online and get an instant offer.
- Prequalify with a soft credit check.
- No origination fees on auto refinance.
- Apply online and get an instant offer.
- Prequalify with a soft credit check.
5.49%

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LightStream

4.0
- No fees or prepayment penalties.
- Competitive rates for qualified borrowers.
- Funds can be used for private-party purchases.
- No fees or prepayment penalties.
- Competitive rates for qualified borrowers.
- Funds can be used for private-party purchases.
- Offers a simple online application process.
6.49%

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