The Hartford - Auto Insurance Quotes

4.3

The Hartford offers dependable auto insurance with excellent service and tailored coverage.

Average Premium

Full Coverage $3582 / year
Min Coverage $1145 / year

Coverage States

AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WI
WY

All Less

Rates by Driver Profile

Get a Quote

Driver profile	The Hartford	National Average
Good driver, good credit	$3,582	$2,697
Good driver, poor credit	$3,690	$4,745
Speeding ticket with good credit	$5,569	$3,299
At-fault accident with good credit	$7,641	$3,862
DUI conviction with good credit	$12,854	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Strong overall customer satisfaction ratings from J.D. Power in certain areas
Optional coverage add-ons offered
Repairs performed at an approved repair facility for a covered claim are guaranteed for the duration of your loan or lease

Cons

NAIC complaint index score rose in 2023
Accident forgiveness cannot be bought; it’s awarded after five years and subject to state restrictions
The Hartford’s average full-coverage rates are marginally above the national average

Discounts

AARP discount: AARP members may be eligible for up to a 10% discount on their policies. Applicants must be 50 or older to qualify.
Online quote discount: Getting an auto insurance quote online could make you eligible for a discount of up to 8%.
Billing discounts: You can earn discounts by paying your premium in full rather than monthly, and by making timely payments.
Vehicle fuel type discount: Drivers of electric or hybrid vehicles might qualify for special savings.
Defensive driver course discount: Completing an approved defensive driving course can earn you a discount that lasts for three years.
TrueLane Program: Joining The Hartford's telematics program may provide an initial discount of up to 12%, with the potential for an extra 25% off at renewal if you demonstrate safe driving.

Details

Customer service: 1-800-423-6789
Quotes: 1-888-546-9099
Website: thehartford.com
Mailing Address: P.O. Box 14219 Lexington, KY 40512

The Hartford | Auto Insurance