Chubb | Auto Insurance

Chubb Insurance
4.3
Protect your drive with Chubb auto insurance—reliable coverage, peace of mind, and expert support.

Average Premium

  • Full Coverage $3527 / year
  • Min Coverage $974 / year

Coverage States

Rates by Driver Profile

Driver profile Chubb National Average
Good driver, good credit $3,527 $2,697
Good driver, poor credit $5,270 $4,745
Speeding ticket with good credit $3,979 $3,299
At-fault accident with good credit $5,075 $3,862
DUI conviction with good credit $7,744 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Masterpiece auto insurance plan permits using original manufacturer parts for vehicle repairs
  • No daily cap on rental reimbursement; total coverage up to $15,000
  • 24/7 customer support team
Cons
  • Not included in J.D. Power's 2024 Auto Claims Satisfaction Study
  • Online policy management not evaluated in J.D. Power's 2024 Insurance Digital Experience Study; shopping score in that study falls well below the industry norm
  • Average auto insurance premiums exceed the national average

Discounts

  • Auto with home: If you insure both your home and car with Chubb's Masterpiece policies, you may qualify for a percentage discount on your auto insurance where available.
  • Good student: This possible discount rewards academic performance by offering lower rates to students who keep a high GPA.
  • Driver training: New drivers who finish an approved driver education program may be eligible for this discount opportunity.
  • Accident prevention course: Completing an approved defensive driving course that promotes safer driving could make you eligible for this savings.
  • Air bag/passive restraint: Vehicles equipped with safety features such as airbags may qualify for a discount reflecting the decreased risk of injury.
  • Anti-theft: Cars fitted with security systems or anti-theft devices may be eligible for a discount because of the reduced theft risk.

Details

  • Customer service: 1-866-324-8222
  • E-mail: [email protected]
  • Claims: 1-800-252-4670
  • Website: chubb.com

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