Best Used Car Loan Lenders

M&T Bank

3.7
- Loans start as low as $2,000.
- Existing customers may get a rate discount.
- 24/7 customer support is available.
- Loans start as low as $2,000.
- Existing customers may get a rate discount.
- 24/7 customer support is available.
6.14%

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myAutoLoan

3.7
- Flexible approval rules for many borrowers.
- Get funding within 24 hours of approval.
- Daily updated low rates are shown online.
- Flexible approval rules for many borrowers.
- Get funding within 24 hours of approval.
- Daily updated low rates are shown online.
4.09%

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Tenet

4.1
- Financing options for electric vehicles.
- May offer refinancing for EV loans.
- Online application process.
- Financing options for electric vehicles.
- May offer refinancing for EV loans.
- Online application process.
- Can be a fit for borrowers focused on EV financing.
5.99%

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U.S. Bank

3.3
- Shop vehicles online before visiting dealers.
- Get a 0.20% rate discount with Smart Rewards.
- Use preapproval, then finalize at a branch.
- Shop vehicles online before visiting dealers.
- Get a 0.20% rate discount with Smart Rewards.
- Use preapproval, then finalize at a branch.
5.83%

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Westlake Financial

3.9
- Flexible approval criteria for more borrowers.
- Check your rate with no credit impact.
- Compare offers from multiple dealerships.
- Flexible approval criteria for more borrowers.
- Check your rate with no credit impact.
- Compare offers from multiple dealerships.
4.99%

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Santander

3.8
- Known for auto lending in the U.S.
- May offer options for a range of credit profiles.
- Useful for dealer-connected financing.
- Known for auto lending in the U.S.
- May offer options for a range of credit profiles.
- Useful for dealer-connected financing.
1.90%

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Southeast Financial

3.9
- May offer flexible lending.
- Useful for specialized borrowing needs.
- Personalized support during the process.
- May offer flexible lending.
- Useful for specialized borrowing needs.
- Personalized support during the process.
3.50%

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DCU

3.7
- Competitive rates for qualified borrowers.
- Good value for credit union members.
- Useful for refinancing and purchase financing.
- Competitive rates for qualified borrowers.
- Good value for credit union members.
- Useful for refinancing and purchase financing.
4.99%

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