USAA | Auto Insurance

USAA Insurance
4.3
USAA auto insurance offers reliable coverage, excellent service, and military-focused savings.

Average Premium

  • Full Coverage $2201 / year
  • Min Coverage $636 / year

Coverage States

Rates by Driver Profile

Driver profile USAA National Average
Good driver, good credit $2,201 $2,697
Good driver, poor credit $3,838 $4,745
Speeding ticket with good credit $2,631 $3,299
At-fault accident with good credit $3,163 $3,862
DUI conviction with good credit $4,136 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Customized coverage designed for military members
  • Exceptional J.D. Power ratings
  • Typical auto insurance premiums below the national average
Cons
  • No physical insurance offices
  • Customer support isn't available 24/7 or on Sundays
  • Not all motorists qualify

Discounts

  • Military on-base discount: Parking your vehicle on a military installation may qualify you for up to a 15% reduction on comprehensive coverage.
  • Annual mileage and storage discounts: Service members who drive fewer miles than average or place their vehicle in storage may be eligible for discounts with USAA for low annual mileage or stored vehicles.
  • Family discount: If your parents have an active USAA auto policy, you might qualify for up to a 10% discount on your own auto insurance.
  • SafePilot: USAA’s telematics program, SafePilot, can provide drivers with discounts of up to 30% based on driving behavior.

Details

  • Customer service: 1-210-531-8722
  • Roadside assistance: 1-800-531-8555.
  • Website: usaa.com
  • Mailing address: 9800 Fredericksburg Road, San Antonio, TX 78288.

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