State Farm | Auto Insurance

State Farm Insurance
4.3
State Farm delivers trusted auto insurance, personalized plans, and dedicated local support.

Average Premium

  • Full Coverage $2711 / year
  • Min Coverage $918 / year

Coverage States

Rates by Driver Profile

Driver profile State Farm National Average
Good driver, good credit $2,711 $2,697
Good driver, poor credit $10,005 $4,745
Speeding ticket with good credit $3,126 $3,299
At-fault accident with good credit $3,417 $3,862
DUI conviction with good credit $4,574 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Many discounts offered in the majority of states
  • Top-rated mobile app for direct policy control
  • Numerous agencies situated nationwide
Cons
  • Gap coverage unavailable
  • Accident forgiveness not purchasable
  • Live chat unavailable

Discounts

  • Drive Safe & Save: This pay-as-you-drive telematics program can reduce premiums by as much as 30% for drivers who demonstrate safe driving behavior.
  • Steer Clear: Eligible drivers under 25 in certain states may earn a discount by keeping a clean driving record, logging trips via a mobile app, and completing a safe-driver course with quizzes and videos.
  • Good student discount: High school or college students may qualify for savings if they maintain a GPA of roughly a B or higher, rank in the top 20% of their class, or appear on the Dean's List or Honor Roll for a semester.
  • Multi-car discount: You could receive up to a 20% reduction in premium when you insure multiple vehicles on the same State Farm policy.
  • Good driver discount: New customers may be eligible for a discount if they go at least three consecutive years without causing an accident or receiving a moving violation.

Details

  • Customer service: 1-800-782-8332
  • Claims: 1-800-732-5246
  • Emergency road service: 1-877-627-5757
  • Website: statefarm.com

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