Liberty Mutual | Auto Insurance

Liberty Mutual Insurance
4.3
Protect your drive with flexible auto insurance, reliable coverage, and support when you need it.

Average Premium

  • Full Coverage $2400 / year
  • Min Coverage $1200 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • MexPro offers special coverage for drivers who take their cars into Mexico
  • J.D. Power's 2024 study shows higher-than-average customer satisfaction for auto claims
  • Multiple discounts available to reduce premium costs
Cons
  • Scores below average in J.D. Power’s 2025 U.S. Insurance Digital Experience Study for shopping and service
  • Higher-than-average complaint filings with the NAIC for private passenger auto insurance
  • Below-average ratings in the regions evaluated by J.D. Power’s 2025 U.S. Auto Insurance Study where it was scored

Discounts

  • Driving discounts: Liberty Mutual provides multiple ways to save based on how you drive, most notably through its RightTrack telematics program. Drivers who demonstrate safe habits may save up to 30% on premiums, and Liberty Mutual won’t increase your rates if RightTrack records poor driving. There are also separate discounts for policyholders who stay free of accidents and traffic violations.
  • Early shopper discount: If you request a Liberty Mutual car insurance quote before your current policy ends, you could be eligible for a discount.
  • Homeowner discount: Owning a home may make you eligible for a reduction on your auto insurance premium, even if your homeowners policy isn’t with Liberty Mutual.
  • Student discounts: Young drivers who are students may qualify for additional savings, such as a good-student discount for maintaining a B average or better, and a student-away-at-school discount for those who attend school far from home and don’t take a family car with them.

Details

  • Customer service: 1-800-295-2820
  • Website: libertymutual.com
  • Mailing address: Liberty Mutual Group, Inc., 175 Berkeley Street Boston, MA 02116
  • Claims: 1-800-225-2467
  • Roadside assistance: 1-800-426-9898

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