GEICO | Auto Insurance

GEICO Insurance
4.3
Reliable auto insurance from GEICO offers affordable coverage, fast claims, and trusted service.

Average Premium

  • Full Coverage $2200 / year
  • Min Coverage $596 / year

Coverage States

Rates by Driver Profile

Driver profile Geico National Average
Good driver, good credit $2,200 $2,697
Good driver, poor credit $3,268 $4,745
Speeding ticket with good credit $2,623 $3,299
At-fault accident with good credit $3,090 $3,862
DUI conviction with good credit $4,681 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Average rates are below the national average
  • Drivers with an at-fault accident may find more competitive average rates than other insurers
  • Rated above average for customer service by J.D. Power in the majority of regions
Cons
  • May offer few local offices for customers seeking face-to-face assistance
  • Does not include gap insurance
  • J.D. Power ratings for claims handling and digital service are below average

Discounts

  • Membership and employee discounts: If you belong to or work for a participating partner company or organization, you might qualify for a discount.
  • Military discounts: Active-duty and retired military members, including National Guard and Reserve personnel, may be eligible for up to a 15% discount on Geico auto insurance.
  • Emergency deployment discounts: Service members facing an emergency deployment can receive up to 25% off their car insurance.
  • DriveEasy safe driving discount: Geico’s usage-based DriveEasy program monitors driving behavior and can provide premium savings to safe drivers.
  • Multi-vehicle discount: Insuring multiple vehicles on the same policy may make you eligible for a multi-vehicle discount.
  • Good student discount: Full-time students with strong academic performance may qualify for discounts of up to 15%.

Details

  • Customer service: 1-800-207-7847
  • Military support: 1-800-645-4827
  • Claims: 1-800-841-3000
  • Emergency roadside assistance: 1-800-424-3426
  • Website: geico.com

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