Allstate | Auto Insurance

Allstate Insurance
4.3
Reliable auto insurance from Allstate helps protect you, your car, and your peace of mind.

Average Premium

  • Full Coverage $3390 / year
  • Min Coverage $996 / year

Coverage States

Rates by Driver Profile

Driver profile Allstate National Average
Good driver, good credit $3,390 $2,697
Good driver, poor credit $5,012 $4,745
Speeding ticket with good credit $3,934 $3,299
At-fault accident with good credit $4,520 $3,862
DUI conviction with good credit $5,287 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Various reward programs, like Deductible Rewards and Drivewise, that incentivize safe driving (availability may differ by state)
  • Robust mobile and online tools for convenient claims handling and policy management
  • Teen-focused driver training program available to help lower accident risk
Cons
  • Performed below average across most regions according to J.D. Power’s 2024 U.S. Auto Insurance Study
  • Limited extra coverage choices
  • Certain policies and coverage options may be restricted depending on state availability

Discounts

  • Anti-lock brake discount: If your car is equipped with anti-lock brakes, you may qualify for a lower insurance rate.
  • Anti-theft device discount: Installing an anti-theft system in your vehicle could make you eligible for insurance savings.
  • EZ pay plan discount: Choosing automatic payment for your premium might reduce the amount you pay.
  • eSmart discount: Enrolling in an electronic, paperless policy could lead to a reduction in your premium.
  • FullPay discount: Paying your premium in full at the start of the policy term may earn you a discount.
  • Responsible payer discount: Maintaining timely payments without any non-payment notices or cancellations in the past year may qualify you for a responsible payer discount.

Details

  • Customer service: 1-800-726-6033
  • Bill pay: 1-800-901-1732
  • Emergency roadside assistance: 1-877-597-3393
  • Website: allstate.com
  • Payment address: Allstate Payments, 1501 N Plano Rd, Suite 100, Richardson, TX 75081

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